When you think about retirement, you might dream of the trips you’ll take, the time you’ll get to spend with your family, or the hobbies you’ll be able to pursue. But at the same time, it’s natural to feel some uncertainty, whether it’s about how you’ll spend your newfound free time or if your savings will be enough to support the lifestyle you want. It’s important to remember that these concerns are completely normal, and taking steps now can help provide stability and give you peace of mind, both now and in the years ahead. Read on to find out about four common retirement worries and how you can overcome them. 1. Running out of money One of the most... Read More

Valentine’s Day 2026 is behind us – and you may have spent the day celebrating with the one you love. Occasions like this are wonderful and deserve to be recognised, but day to day, your partnership represents more than red roses and romantic dinners. Indeed, no matter whether you’re in a new relationship or have been with your partner, civil partner, or spouse for many years, financial conversations are an important part of building your life together. This said, many couples avoid talking about finances altogether – or when they do, disagreements can arise. If you want to approach your shared wealth in a positive way, or wish to give your financial conversations a clearer structure, read on to discover... Read More

We’ve all been there. Life happens, and before you know it, your will is out of date, you’ve lost track of your pension savings, and your savings and investments aren’t growing as you’d hoped. In many cases, it’s worth revisiting your financial plan regularly to ensure it stays aligned with your needs. As time passes, your personal circumstances and goals are likely to evolve, while stock market fluctuations, interest rate changes, and new legislation could open up new financial opportunities and challenges. To help keep your finances on track in 2026, read on to discover four things you might wish to include on your financial planning to-do list this year. 1. Review and update your will to ensure it’s still... Read More

Over the next few years, changes to pension legislation could alter the way many people approach their retirement savings. While the earliest change isn’t set to be introduced until 2027, you may be able to take steps in 2026 to prepare for the new rules and mitigate the impact on your finances. Read on to learn about two upcoming changes to pension legislation and what you could do now to prepare. 1. Unused pension pots will be subject to Inheritance Tax from 2027 At the time of writing, you can typically leave savings held in a discretionary pension scheme to a loved one without the funds being subject to Inheritance Tax (IHT) when you pass away. However, this rule is... Read More

From promotions to award ceremonies, last year I learned there’s never a dull moment in the life of a financial planner. 2025 was truly a year to remember. As it came to an end, I had time to pause and reflect on some of the milestones and celebrations that made last year so special. As we settle into 2026, I wanted to take a moment to share some exciting updates with you. Read on to discover the highlights of 2025 and join me in raising a glass (or a brew) to another great year ahead. Three cheers for Ryan Edwards, our new financial planner First up, you may already be aware that the wonderful Ryan Edwards has now officially qualified... Read More